API Reference
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Basic integration flow

  1. Create an account for your marketplace on Instamojo

  2. Use the Merchant Signup API to create accounts for your merchants on your marketplace.

  3. Get access tokens for your merchants.

  4. Add their bank information.
  5. Create payment links for your merchants and share them with buyers, or redirect the buyers to these payment links to receive payments.

  6. Once a payment is made, it takes 3 business days to transfer the funds into your merchant’s bank account.


  1. It’s recommended to test your integration in our sandbox environment. Sign up on https://test.instamojo.com and write to us at [email protected] stating your username for us to send your client_id, client_secret and referrer. Note that in the base API endpoint for our sandbox environment is https://test.instamojo.com/ not https://api.instamojo.com/.

  2. Once you’re done with testing the API, please signup on https://www.instamojo.com and complete your KYC verification. Please allow our compliance team 48 hours to verify your account.

  3. Once your account has been approved, please get in touch with [email protected] for your client_id, client_secret and referrer. Please note that you must take precautions to safeguard this information, because if exposed, it can be misused.